Frequently Asked Questions

Selling your home to Cash House Buyers USA will be the easiest real estate transaction you’ll be a part of.

We handle all the legwork related to the sale, including verification of liens and other property-specific items that will allow you to convey ownership of your home minus any frustration.

We coordinate directly with the title company to ensure a smooth cash transaction at closing. Another reason why people choose us? They know what they get from the very beginning.

No!

There are no costs or obligations involved whatsoever. You get in contact and give us your address, and we, in turn, give you a free, all-cash offer.

That is it. There are no costs involved. If you like the offer, we can move ahead at your speed. If you don’t like the offer, you walk away with no hard feelings.

We’ll do our own lien research in advance as well as have the title company provide us with a detailed report so we know what the liens are and can address them appropriately (See our Lien page for more detail on lien types).

If you don’t have a will, our in-house title team specializes in allowing you to be placed in the correct ownership position from which you’re able to properly sell your house.

Even if you do have a will, please note it will also need to be probated unless you want to sell to us.

Through an Affidavit of Heirship process, we’ll work to identify heirs and their ownership interest (if any), so we can ensure finalizing the sale so you can get your cash proceeds.

We can close as fast as you would like, typically within a couple of weeks, unless there are lien or title issues.

Closings are cash, and there are no additional closing concerns such as inspections, financing qualifications, or appraisals.

No, never; we pay for all closing costs.

This is key because closing costs are a broad expense related to selling a home (from escrow fees, title insurance, survey fees, document preparation, realtor fees, transaction fees, recording fees, and attorney’s fees).

It’s important that we pay all closing costs so you know what your bottom line is from day one. We’re clear from the beginning and will never spring any unexpected costs on you at closing.

None. We’re buying your house as-is, which means no repairs or time-consuming cleaning on your part.

This is important because repairs can be very expensive and often require permits, inspector involvement, and specialized contractors whose work can take time.

Most sellers don’t want to do repairs for these reasons; rather, they want to sell in a manner that saves them from these unknowns while receiving a fair price.

We’ll gather preliminary information from you over the phone, complete our due diligence in person, and, on the day we come out, will complete our walk-through of the property.

At this stage, we’ll present you with a written offer in person.

The short answer is yes, but it can be quite a bit more complicated than that.

We have an article about just that: Can you sell a house during a divorce?

Moving typically takes place by the day of closing.

However, if you have extenuating circumstances, we may be willing to work with you and offer a short-term leaseback.

We use a nationally-known title company to act as an intermediary in order to make sure all parties are protected.

The title company serves as an intermediary to make sure all cash is collected on the day of closing and transferred to you when you’ve signed the closing documents.

This transfer occurs either via check or electronic wire into your account.

A title company is a state-regulated entity that handles and insures real estate transactions. Because they are closely monitored by the government, everything is insured and guaranteed.

Title companies are primarily used in real estate transactions to protect buyers and sellers from financial losses.

Often times we deal with owners who may be out of state/out of the area or are physically unable to make it to the title company to sign closing documents.

In these situations, the title company will arrange for a mobile closer/notary public to come to you, regardless of your location, to execute the proper documentation.

Yes. We buy land across Texas for cash, as-is, with no commissions or closing costs. Whether it’s inherited land, a plot with back taxes, rural acreage, or an urban infill lot, we can make you an offer. Find out more about selling land in Texas.

We buy properties across Texas, with a primary focus on the Dallas-Fort Worth area including Irving, Arlington, Grand Prairie, Garland, McKinney, Plano, Lewisville, and surrounding cities. We also buy in Austin, San Antonio, and other Texas markets. If you’re not sure whether we cover your area, call or text us and we’ll confirm straight away.

Our offer is based on the property’s current condition, its location, recent comparable sales in the area, and the cost of any work needed after we purchase. We share our reasoning with you so you understand how we arrived at the number — there’s no pressure and no obligation to accept.
See our process of buying.

A cash offer will typically be below full retail market value — that’s the trade-off for speed, certainty, and zero fees or repairs. What matters is your net.
When you factor in agent commissions (typically 5–6%), closing costs, repair bills, and months of holding costs, many sellers find the gap is smaller than they expected.
We’re always transparent about our number and how we get there.

iBuyers use automated valuations and often add service fees of 5% or more on top. They also tend to back out or reprice after inspection. We’re a local, family-run business — we assess your property properly from the start, make a firm offer, and don’t spring surprises at closing. See a full comparison here.

Yes. Having an outstanding mortgage doesn’t prevent a sale. At closing, the remaining mortgage balance is paid off from the sale proceeds through the title company, and you receive whatever is left. We handle this routinely and the title company manages the payoff directly with your lender

No. If you’re out of state or unable to attend in person, the title company can arrange a mobile notary to come to you wherever you are. Documents can also be signed remotely in many cases. We deal with out-of-state sellers regularly and it doesn’t slow the process down.

You’re not locked in until contracts are signed. Even after that point, speak to us — we’d rather find a solution that works for you than have anyone feel pressured.
Our reputation matters more to us than any single deal.